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Truck VS Trailer.
Unless you travel a long way, or fairly often, with that tractor you will probably find that for just a fraction of the cost of insurance & depreciation alone on your own tilt-bed tow truck you could hire one to take where you want to go and not have the hassle of maintaining your own truck, repairs, etc.
Several people who have CUT's near me do this, the local towing company has a deal with several of the area dealerships, if they can move the CUT as time allows (fill-in work) they do it for a LOT less than normal rates. The tow truck gets work when they normally wouldn't have it, and the customer gets a cheap move.
Best of luck.
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Truck VS Trailer.
LBrown, maybe I'm missing something here, you have a BX23, the tractor itself weighs 1500#, even with a few extra implements included, the weight probably wouldn't be more than about 3k #.
Almost any V6 powered import truck will pull that and a trailer, provided you have brakes, sway-control and an equalizing hitch and drove with moderation it probably wouldn't even be a bad drive.
Best of luck.
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Truck VS Trailer.
LBrown, a tilt'n'load bed, by function of how they work cannot dump. A roll-off can dump, but they are VERY rare as small units and the cost is MUCH higher than for instance a tow-truck type setup.
For the amount of weight you are looking at, even an F-350 is far more than you need. My pickup, as an example, is a heavy F-350, crew cab 4WD & diesel really add up, but it has a curb weight of a little under 8,000# and a GVWR of 11,000# meaning it has a payload of about double what you need.
If you are talking about your typical F-350, 2WD, standard V8 gas engine and a steel flatdeck, that would have a curb weight of about 6,000# but still be 11,000# GVWR, for a payload of 5,000# a little more than triple what you need.
As I said before, unless you plan on moving your machine, or other stuff, on a pretty rregular basis, it would be pretty hard to justify the cost of just insurance & maintenance, let alone the purchase price. A tilt'n'load on a chassis that isn't junk will start at about $15,000 and go WAY up from there.
Also, do yourself a favour, call your insurance broker, most now will NOT insure a tow truck for 'personal use only' because all the independants did that then used them commercially anyways, they got stung enough they just stopped doing it. Commercial coverage is probably going to be at least 3 times the cost of personal use, it is up here, I can't imagine it's much different south of the Great Lakes.
Best of luck.
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Truck VS Trailer.
Kendews, there is a difference between paying for insurance, and actually getting a claim paid.
If you are not hauling your trailer legally, it is in fact against the law for the insurance company to pay your claim if they are aware of the situation. If the State Troopers, any local cop who knew what he was doing, or a DOT person investigate an 'incedent' involving that rig you could be in for a NASTY surprise.
The tires on your trailer are F78/14's, I'd be willing to bet if you looked at the weight rating stamped on the sidewall of those tires you will find that those two tires are NOT rated to hold the load you are putting on them.
Trailer tires are a MUCH stiffer sidewall and have higher load ratings, the size on them starts with "ST" denoting "special trailer", they are not for passenger vehicles, those start with "P" for "passenger" or "LT" for "light truck".
Best of luck.
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Truck VS Trailer.
Kendrews & LBrown, my comment about legality is that the trailer regulations in every state regulation, and the ICC rules, that I have seen all have one clear exemption.
They usually state the maximum trailer weights as something like "X,XXX pounds or the vehicles GCWR, whichever is the lesser of the two.". Minivans don't typically have high trailer towing rates unless specially ordered with a trailer-tow prep. package.
In any case, the weight limits for ANY trailer are the lowest factor in the equation. For instance, if you have a 10k # tandem trailer and hook it to a 1 ton dually, but it only has a ball through the bumper, which is stamped as 3500 # max. then thats all your legal for, including the trailer itself. Unless that minivan has a Class III or higher trailer hitch (2"x2" square receiver type) on it then anything more than 3,500 # is technically illegal. If it has the 'hidden hitch' type of trailer hitch that uses a 2" x 5/8" flat bar then anything over 2,000 # is a no-no.
Billy, re-read your policy statement, the big legalese document. I think you will find a statement in there about the coverage that says something like "covered for.... as long as the vehicle is maintained and operated according to the applicable statutes and regulations.". If they pay for an accident when you were speeding, or ran a stop, it's only because they wanted to. As for DUI, they only pay for damage done to others property, not the driver's unless the vehicle is financed or leased, and then they will only pay the 3rd party. If it's a write-off and it was worth $20k but only had $5k still owing, they will pay off the $5k lien-holder and refuse to pay the balance.
Best of luck.
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